Pricing
Flat, one-time prices, published in advance. Never a percentage of the estate.
These prices are live. Everything can be previewed free before you pay — plans, letters, sources, all of it — and every purchase has a 30-day no-questions refund.
Starter
Free
No card, ever
For getting oriented and moving.
- Your full personalized plan — every phase, every step
- The intake wizard, as many times as you need it
- Every source link, statute, and official form — fully verified for CA, TX, FL, NY and OH
- Core letters and documents, watermarked, to preview and print
- The notification tracker, with follow-up dates so nothing sits forgotten
- The asset inventory and heir-receipt record
Essentials
$99
one-time
For a straightforward estate.
- Everything in Starter
- All letters and documents, unwatermarked
- Let family follow along — read-only sharing with anyone you choose
- Unlimited document generation, and export everything any time
Tip: buying from inside your estate attaches it automatically. Start free first if you haven't.
Complete
most estates$199
one-time
For estates with more moving parts.
- Everything in Essentials
- Invite a co-executor who can work the estate with you
- Escalation letters for institutions that stall
- Priority email support
Tip: buying from inside your estate attaches it automatically. Start free first if you haven't.
Estate Pro
$899
flat — never a percentage
For the heaviest estates. Workload-priced.
- Everything in Complete
- Built for estates with dozens of institutions to notify
- Unlimited co-executors and viewers on the estate
- Whatever we build next, included — no upgrade later
Tip: buying from inside your estate attaches it automatically. Start free first if you haven't.
Single-problem kits — $49 each
Sometimes you don't need a whole plan. You've hit one specific wall and you need the letter that gets you past it. Each kit is documents and a checklist, one-time, with a free watermarked preview so you can read it before paying. Every purchase has a 30-day refund, no questions asked. Email us and it's done.
POA Kit
$49“Your parent signed a power of attorney, you took it to the bank, and the teller said no.”
- Demand letter that states your state's actual rule
- Florida variant citing Fla. Stat. §709.2120
- Escalation checklist
- Free watermarked preview
Debt Collector Kit
$49“Collectors are calling you about a dead relative's debt and implying you have to pay it.”
- Debt validation request under the Fair Debt Collection Practices Act
- Cease-communication notice
- Plain explanation of when a survivor is and isn't liable
- Where to complain, with the CFPB and FTC links
Digital Estate Kit
$49“You need into an email, photo, or cloud account and the provider is stonewalling you.”
- Fiduciary access request citing your state's own digital-assets act
- Content vs. catalogue explainer — asking for the right thing
- Where to look first for a legacy contact, which outranks the will
- Escalation letter when the first request is ignored
Insurance Claim Kit
$49“A life insurance claim is being delayed, underpaid, or denied and you don't know what to ask.”
- Claim submission and follow-up letters
- Written-explanation demand when a claim is denied
- How to find policies nobody knew about, free
- State insurance-department complaint pointers
Not built yet — listed so you know it's coming, not so you can buy it.
What you are buying, stated plainly
Software. You are buying a plan, prepared documents you fill in yourself, a tracker, and sourced information. Every price above is for software only — no human reviews your estate, and no attorney is involved. Honor & Keep is not a law firm and does not give legal advice.
We are saying this in the pricing table rather than the fine print because services in this industry have a long history of letting people assume a professional is watching. If your estate needs a professional, your plan will say so, and we would rather lose the sale than have you find out later.
There is no “concierge” tier on this page. We had one planned, and removed it: we will not advertise a human service before a human exists to deliver it. If we build it, it will appear here with a real price.
What this normally costs
Not to frighten you — most estates genuinely do not need a lawyer, and plenty do. But you should know the numbers you are choosing between.
| Route | On a $400,000 estate | How it's charged |
|---|---|---|
| California probate attorneyCal. Prob. Code §10810 | $11,0004% of the first $100k, 3% of the next $100k, 2% of the next $800k. The executor may claim the same statutory fee again. | % of estate, set by statute |
| Florida probate attorneyFla. Stat. §733.6171 | $12,000$3,000 on the first $100k, then 3% — the statutory presumed-reasonable fee. | % of estate, presumed reasonable |
| Full-service settlement companies | $3,000 – $20,000+Attorney flat fees for a simple estate run $3,000–$8,000 (verified August 2026). The largest full-service firm now charges 1.75% of the estate with a $20,000 minimum — small estates pay the minimum. | Flat fee, or % with a floor |
| Honor & Keep | $0 – $899The same price whether the estate is $40,000 or $4 million. You do the work; we make sure you know what the work is. | Flat, one-time, published |
Statutory fee figures are the attorney's “ordinary” compensation and exclude court costs, bond, appraisals, and any extraordinary fees. Verify the current schedules — both are linked on our sources page.
Adding a little extra, if you want to
When payments go live, checkout will have an optional extra amount you can add. It is genuinely optional, it defaults to nothing, and skipping it changes nothing about what you get.
What it does: extra payments help cover our costs, including the cost of the people using No One Settles Alone for free.
Being precise, because it matters: this is an optional extra payment for the product, not a charitable donation. IdaMil LLC is a for-profit company, not a charity, so it is not tax-deductible and we will never describe it as though it were. We would rather be boring and accurate here than warm and misleading.
No One Settles Alone
If paying for this would hurt, don't pay for it. One honest attestation that money is tight — no documents demanded, no proof, no review board — and the paid features are free. That's the whole program.
How the hardship program worksWhy flat prices
An estate isn't a commission opportunity. A percentage fee charges you more because someone died with more, which has nothing to do with how much work the paperwork takes. The $899 tier costs more because forty institutions is genuinely more work than four — not because the estate is worth more.
Percentage pricing also quietly abandons the people who need help most: when a service charges 1% with a $9,000 minimum, a $60,000 estate is not a customer, it's a rounding error. Those are exactly the estates this was built for.
You'll always know the price before you owe it, and it will be on this page before you see it anywhere else.